Share Certificates
LMEFCU Certificates
The Credit Union offers several different options for share certificates with terms from 6 months up to 60 months with increasing interest rates. Certificates offer secure, long-term savings at very competitive rates. With a minimum deposit of $500.00, you can begin long-term savings today. There is a penalty if the share certificate is closed before maturity or 10 days after maturity.
Below are the current share certificates offer by LMEFCU:
| Term | APY** |
|---|---|
| 6 Month | 0.45% |
| 12 Month | 0.60% |
| 18 Month | 0.75% |
| 24 Month | 0.90% |
| 36 Month | 1.00% |
| 48 Month | 1.10% |
| 60 Month | 1.20% |